If people are looking for an app, I'd recommend YNAB

https://www.youneedabudget.com/

It has worked for me. Dead simple philosophy: the money you earn this month you get to spend next month. Helps break the cycle of debt, and also has given me visibility into my daily spending.

I've used YNAB for over a year and I don't understand it like that. I allocate to different savings (bills, rainy day, etc) and spending (games, eating out, etc) categories and spend from those. Could you explain what you mean about that philosophy? I may be able to further improve my budgeting.

Seconded, I'm a big fan of YNAB (classic, web isn't ready yet)

I love YNAB and would love to use it in the cloud. It's a shame that it is isn't up to snuff yet and is $45/year. It would be great if someone came out with a cloned competitor.

I started working on one a week ago.

What are the main features you'd like to see that were left out from YNAB 4?

yes, but at first glance, it looks complicated. Im a lazy person, so my goal was to create a very basic, but dead simple system to keep track of my expenses

Yup, but a well done one. He starts by modelling reality according his own view (7 categories of expenses) and then propose his app. I never tracked my expenses, but this "ad" tempted me to do it..

Well this is a story about taking control of finances by developinga system that, in the end, translated into an app idea.

2097 word long article where there's 195 words about an app.

Don;t know if it's an ad

Not a comment about whether it is an add, but Blinq is already a crowded name, you may want to think up something unique. There was a dating app with AI hot or not ratings here just a day or two ago with the same name, not to mention the discount website that already has blinq.com.

thanks for a hint