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Re:The big data of bad driving, and how insurers plan to tra... by Mikerad1979 on Friday January 08, 2016 @10:24AM (#10865465)
They don't even use step 4. They just raise the "non-participation" penalty so high that you, for all intents and purposes, have to participate.

The company I work for charges a $50 per week penalty for not participating.

Re:The big data of bad driving, and how insurers plan to tra... by jacquesm on Friday January 08, 2016 @10:35AM (#10865550)
I'd happily cease to participate in working there if that happened to me.
Re:The big data of bad driving, and how insurers plan to tra... by abawany on Friday January 08, 2016 @03:06PM (#10867792)
Unfortunately in the US, the lack of good health insurance options in spite of Affordable Care Act (ACA) means that even after paying the penalty for opting out of soul-crushing health tracking, it is probably still cheaper to work for a company for a company-subsidized health plan than to pay for it all oneself :(.
Re:The big data of bad driving, and how insurers plan to tra... by mikeash on Friday January 08, 2016 @12:04PM (#10866348)
I'm unfamiliar with these programs. What does participation entail?
Re:The big data of bad driving, and how insurers plan to tra... by Mikerad1979 on Thursday January 21, 2016 @06:25PM (#10949380)
For mine, participation entails a yearly health screening. The screening measures blood pressure, BMI, nicotine usage, and cholesterol (via a blood draw).

Depending on the findings, you fall into 1 of 3 tiers, which results in a penalty on every pay check if you don't fall into the numbers.

Re:The big data of bad driving, and how insurers plan to tra... by Wingman4l7 on Friday January 08, 2016 @05:23PM (#10868772)
I know someone who works for Blizzard; if they wear a Fitbit and meet the goal set on it, they get a healthcare discount or a small cash kickback, I forget which.

Found a detailed presentation of the incentive plan here: http://www.myablife.com/files/HIP-Presentation.pdf