Re:Bank of America trying to load up on patents for the tech...
by FireBeyond on Wednesday December 30, 2015 @12:34PM
(#10813148)
Mind blowingly, or not - BofA will charge you $35 for the privilege of printing "DECLINED" on a pinpad terminal.
There is the greater issue, to be sure of managing finances, but charging this fee on -electronic- transactions is highway robbery. Just say "DECLINED" and go on your way.
Oh, and for shits and giggles - Declined? Your friendly helpful cashier may say "Oh, it didn't go through" and swipe your card again. Ding. Now you have SEVENTY dollars in NSF fees.
Good luck getting that fee dropped too. "One courtesy fee reversal per customer per year".
Re:Bank of America trying to load up on patents for the tech...
by narsil on Monday January 11, 2016 @09:23AM
(#10880865)
That's a good point on the cashier swiping it again. Probably better off configuring mobile alerts to be aware of the overdraft and just letting the overdraft occur.
There is the greater issue, to be sure of managing finances, but charging this fee on -electronic- transactions is highway robbery. Just say "DECLINED" and go on your way.
Oh, and for shits and giggles - Declined? Your friendly helpful cashier may say "Oh, it didn't go through" and swipe your card again. Ding. Now you have SEVENTY dollars in NSF fees.
Good luck getting that fee dropped too. "One courtesy fee reversal per customer per year".