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Re:Apple in Talks with US Banks to Develop Mobile Person-To-... by matthewmacleod on Wednesday November 11, 2015 @05:46PM (#10549948)
Absolutely true - but i imagine the conversation is:

"I want to send you money. Do you have an iPhone?" "Yes" "Okay, here's the money."

versus

"Do you have an iPhone?" "No" "Okay, download SquareVenmoPal and I'll send it to you".

There's a built-in audience for Apple Pay that might prove to be beneficial.

Re:Apple in Talks with US Banks to Develop Mobile Person-To-... by Vraxx on Wednesday November 11, 2015 @06:06PM (#10550053)
Fair, my thought process always seems to conclude that having multiple apps is a downside, but that argument really doesn't hold up well once I consciously think about that fact.