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A comment on Apple in Talks with US Banks to Develop Mobile Person-To-Person Payment Service. Parent comment

Re:Apple in Talks with US Banks to Develop Mobile Person-To-... by ruddct on Wednesday November 11, 2015 @05:22PM (#10549791)
iMessage doesn't require you to figure out if the other user has an iPhone. Do an OS update and all of a sudden messages just start turning blue for some people (along with other UX bonuses that are superior to the vanilla SMS experience)

I would imagine that a consumer-to-consumer Apple Pay would work similarly. Hell, it might be integrated directly in the messages app.

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Re:Apple in Talks with US Banks to Develop Mobile Person-To-... by jusben1369 on Wednesday November 11, 2015 @05:44PM (#10549937)
The problem is texting was around way before the iPhone. So it wasn't an opportunity for Apple to create greater stickiness for iOS vs other operating systems. Apple could create a P2P offering that worked easily with non iOS phones. But that would appear to defeat the stated purpose of building such a service. Or at least significantly reduce it.
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