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A comment on The Rise of Airbnb's Full-Time Landlords. Parent comment

Re:The Rise of Airbnb's Full-Time Landlords by redblacktree on Wednesday November 11, 2015 @04:47PM (#10549574)
Never mind that individuals can't lend other people's money on a fractional-reserve basis. Once you factor that in, the P2P lender is at a huge disadvantage.
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Re:The Rise of Airbnb's Full-Time Landlords by HiLo on Saturday November 14, 2015 @10:49PM (#10568404)
Can you elaborate? This isn't necessarily true.
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Re:The Rise of Airbnb's Full-Time Landlords by redblacktree on Wednesday November 18, 2015 @12:37PM (#10589267)
I have to actually have cash in order to lend it to someone, right? A bank can lend out more cash than it actually has (since this cash is the depositors', and they could not return all depositors cash if they asked for it all at once, having lent 90% of it out)

How could an individual operate similarly?

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