Re:Ask HN: How can I start my own bank? (Let's redesign banks)
by xmilestegx on Thursday January 14, 2010 @10:15AM
(#1052742)
I have USAA and use the Deposit@Home feature regularly. it is amazing and simple. I have deposited by scanner and by phone and have yet to have a check that didn't go through successfully and I've done it at least a hundred times. I don't use my USAA account for anything but that reason. Also, because of this feature I no longer use brick and mortar banks either.
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Re:Ask HN: How can I start my own bank? (Let's redesign banks)
by markwalling on Friday January 15, 2010 @08:48AM
(#1054843)
The only checks I've had that don't go through are when the signature goes through the Account/Routing/Check number space. I'm guessing the errant pen stroke messes with the OCR they use.