Ask HN: How can I start my own bank? (Let's redesign banks)

Re:Ask HN: How can I start my own bank? (Let's redesign banks) by steveplace on Wednesday January 13, 2010 @09:46AM (#1050189)

It's the 3/6/3 model, and it works beautifully.

Savings accounts at a 3% rate.

Mortgages at a 6% rate.

On the golf course by 3PM.

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Re:Ask HN: How can I start my own bank? (Let's redesign banks) by pragmatic on Wednesday January 13, 2010 @10:34AM (#1050276)

If it were a Savings and Loan in 1982.

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Re:Ask HN: How can I start my own bank? (Let's redesign banks) by bwanab on Wednesday January 13, 2010 @12:39PM (#1050601)

Except in 1982 the rates would have been 8% and 12%.

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Re:Ask HN: How can I start my own bank? (Let's redesign banks) by kbob on Wednesday January 13, 2010 @05:27PM (#1051352)

And who wants to start a golf game at 8:00 PM?

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