Basically another run at the message "Hey saving when you're young is a lot easier than saving when you're old and much more effective." Putting away $1,000 when you're 20 can easily be $4,000 in the bank when you're 50. Plan for that period of time when you're tired of what you have been doing for the last 20 - 30 years, and want to spend time doing a new thing. You'll need savings to cover the burn rate.