Re:Ask HN: How can I start my own bank? (Let's redesign banks)
by quant18 on Wednesday January 13, 2010 @08:22AM
(#1050056)
even simpler are lending groups where everyone pitches in money and then everyone takes a turn in being able to borrow from the pool. I can't quite recall the name of these structures
http://en.wikipedia.org/wiki/Rotating_Savings_and_Credit_Ass...