WOW. It's like $10-$20 in private clinic here. Or free if you want to wait for a few hours.
What for do I want to receive 100K in the Bay area and pay an huge amount of money to get a decent house, health care, safety and schooling for my kids?
You also missed that Obamacare really does take care of a large chunk of the problem, as flawed as it is. The paid options with large assistance (Silver plans) are also fairly affordable. I'm not familiar with non-CA options, but can't imagine them to be that much different from CA ones.
Until they want to purchase a home, purchase a car, pass a credit check to get a job, get a credit card, get a loan, start a business, or get a cell phone.
remember that a bankruptcy stays on your credit report for 7 years.
I would say having a job and a home are far from 'meaningless'
Incidentally the leading cause of personal bankruptcy in the US is unpayable hospital bills. For those outside the US, here is how it works: a simple visit to the doctor for antibiotics (the ER, since that becomes your only option) turns into a $1200 bill.