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Re:Mercury Spill by nostromo on Thursday October 08, 2015 @09:01PM (#10357484)
I just edited my comment to add that. It's called a CLUE report. Every claim you make goes into your report and it's shared amongst all insurers.

https://www.privacyrights.org/fs/fs26-CLUE.htm

Re:Mercury Spill by rdtsc on Thursday October 08, 2015 @10:27PM (#10357785)
Thanks. This explains a lot of things I heard related to claims that I have wondered about in the past.