That came dangerously close to being a literal "no true Scotsman" dismissal of the GP's example...

Haha it was a literal no true Scotsman dismissal. That's funny. That being said, I'd really love to hear the opinion of a smaller town Scots(wo)man who has traveled/lived other places on their opinion of card/cash "culture" vs other first world countries if they are any around here.

The reason I went to the place I went was because the primary purpose of my trip was to visit someone.

Of course! But I was replying to "people in first world countries" and giving my personal experiences. :)

I've also been all across small town USA :)

I really hope I don't offend. I don't mean to.

I don't think anyone's offended. But I think it's acceptable to say "people in first world countries" when one actually just means "the overwhelming majority of people in first world countries".

No, that's not at all acceptable to move the goalpost in that way at all! How completely and utterly ridiculous!