It's uncommon to carry cash in New Zealand. Everything is done with eftpos and credit cards.

Even more so with paywave, which is all over Australia and becoming more common in New Zealand. I don't think I actually inserted or swiped my card more than once a week in Brisbane.

Pesky EFTPOS "minimum purchases."

Germans almost always pay with cash and rarely use credit cards. It's cultural. I think it's one of the reasons why Greece is getting screwed so hard by the troika: cultural norms and the societal moral confusion v/v debt.

NZ, Australia, Scandanavia, France, even England I've got around largely without much in the way of cash.

Interesting that Germany is different.

Sweden, Norway, Finland.