A Dive Into The Lending Club Data

Re:A Dive Into The Lending Club Data by ClementM on Tuesday September 22, 2015 @11:01AM (#10259000)

Also, it's pretty instructive to look at the Lending Club grading algorithm in details.

They made it public at some point. Now they are a little less transparent about it.

But some details can be found in their SEC prospectus.

I can link that up as well if you guys want.

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Re:A Dive Into The Lending Club Data by jlittel on Tuesday September 22, 2015 @01:00PM (#10259916)

I'd love to see any info.

Their current offering document is here[1], but I don't see much mention of specifics. There's some detail on mapping to grades on p42 of the Aug 22 doc, as well as interest rates charged for each risk category.

[1]https://www.lendingclub.com/info/prospectus.action

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Re:A Dive Into The Lending Club Data by ClementM on Tuesday September 22, 2015 @02:29PM (#10260583)

I have some details somewhere on my drive. PM me and we can talk

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