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Re:Move Your Money to Community Banks by andrewcooke on Thursday December 31, 2009 @09:53AM (#1024342)
there's a comment on metafilter addresing this - http://www.metafilter.com/87921/If-Potter-gets-a-hold-of-thi...

Lots of these banks are part of an ATM consortium called SUM, and so you don't really lose out on the main benefit of the big banks. If we can find a SUM ATM (they're everywhere) then there's no fee for using it.

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