From the 'Story' page on the site:

'The filmmaker at the table reminded the others of the story told in the classic film It’s A Wonderful Life — a tale about a small banker, played by Jimmy Stewart, who almost gets crushed by a big banker. In the end, though, the community rallies around the small bank and helps save it.'

Or looking at it another way, through the incompetencies of staff the bank loses a fortune and has to be bailed out by the public. Is there a modern day remake in the offing?!