I didn't mean to imply I didn't have advantages ... just being born where I was was a tremendous advantage. On the other hand, I wasn't a legacy dumped into an Ivy League college, I wasn't handed a trust fund or even enough money to even live for a month.

My parents wanted me to follow the "safe path", to be the '50s style company man who would work his 40 years and retire with a good pension. They wouldn't endorse the life I ended up living. I was however encouraged to be curious and the "hack". That was an amazing gift and I am in fact grateful for my privileged upbringing - I'm just not tanned from laying on the beach at the Hamptons.

That's a shame. Imagine what you could have accomplished with even better genes.

They think money solves every problem, completely ignoring family stability, risk assessment by family members, advice, a roof over your head, more daylight hours since chores are split up between family members, sanity, etc.