willy_ph

For those who might be interested, the Behind the Bastards podcast did an episode on Pullman and the issues associated with the Town that led to the strike:

https://www.iheart.com/podcast/105-behind-the-bastards-29236...

You're likely on the hook for the losses having shared your creds. May obviously vary from FI to FI.

Many companies have adopted a one-size fits all approach, whereby the most restrictive legislation applies, regardless of jurisdiction where they do business. This reduces costs by minimizing duplication where possible. I suspect Microsoft's approach was likely driven in part by the additional costs needed to support two compliance regimes for their various products.