ucsfgrad

I always love memories like these. Looks like you found a pain point with a clear value-add solution. Hindsight is 20/20, but I always wonder what would have happened if your startup pivoted to offering ACH as a service....

Let's be conservative and say that it takes the average person 3 seconds to read a transaction, recall whether it is a retail or subscription service, and if it is a subscription service decide if you want to keep it or investigate it. Then in no more than 10 minutes you would have generated a short list of subscriptions to investigate and potentially cancel.

Do you really not have 10 minutes per month to review your transaction history?

The service may be free, but(!) you have to hand over your financial info (to a random company) and credentials (to plaid/intuit). Protecting that information is worth a lot more to me than 10 minutes of my time.

Not to mention, reviewing one's monthly transaction one by one is a great opportunity to reflect one's spending habits and rein in superfluous purchases.

nemo44x may not own the building, but her/his home is there. A home has greater meaning than its enclosing walls and a roof. It's the difference between a "home" and a "house". The home transcends ownership; the home goes beyond the physical space. Homes provide privacy, intimacy, personal expression, retreat. They are a place to love, to cry, to heal. They are a basic piece of the human experience. And all modern societies value them beyond their economic and materialistic dimensions.

In high density areas, local governments have codified the value of "home" into law. NYC has housing laws that offer protection for people across the spectrum. From rent stabilization and eviction laws for the homes of those in lower income brackets, to Co-op and condo laws that protect the home of some of the wealthiest residents.

First, the article did not spend pages on his Asbergers - the vast majority of the article was devoted to describing the systemic problems in banking and the LIBOR rate.

Second, Hayes is the first person to be convicted, the article describes him in depth as a nod to the industry's and prosecution's argument that a few trading superstars are responsible for the corruption of the LIBOR. The article is quite sympethetic to their narrative of Hayes having the right combination of brains, risk-appetite, and carefree attitude that led him to take advantage of the system's problems, bolster his career and ultimately his arrest.

Third, Hayes' lawyers used his Asbergers in his defense. If anything the article is ignores that diagnosis and holds Hayes accountable for actions.

>Journalism, especially long-form journalism, is just a spectacularly bad medium for talking about systems problems.

what is your alternative?