testuser5559191

Re:How we reduced deployment times by 95% on Wednesday August 28, 2019 @04:47PM (#20823819)

Slightly off topic:

Does Plaid still operate via screen scraping? I'm a little perplexed as to why banks don't have easy to use APIs, especially given recent regulation. It seems against their best interests to allow a third party to screen scrape and provide a service which the banks themselves could easily reproduce.

What am I missing? Is a bank with an easy to use API not a sound business decision from the bank's perspective?

I know Monzo (challenger bank in UK) has/had an API, though I haven't heard of anyone using it.