squeaky

I have had at least three Safeway cards issued to me without having filed any paperwork. Each time the card was issued the clerk asked whether I already had a card. I responded in the negative. The clerk pulled a card out from under the till or a drawer, scanned the card to apply a discount, and then handed me the card to keep.

In fact, you can often keep the activated card (at all kinds of stores) even if they do ask you to fill in some papers. Just ask to take the forms home to fill them in and return later and take the card, too.