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I would like to hear from you how you think this adaptation should've or could've looked like.

So all Euros would be deposits at the ECB, is that it?

Why did you feel the need to use terms like "cryptocurrencies", "digital currencies", "ledgers", and "API requests" to explain this?

Cynical me thinks that someone had a meeting like "how are we going to sell this idea to people" and some consultant went "people like crypto, why don't we say it's a digital currency? The term is meaningless, so we're not technically lying".

Matt is that you?

> The study, requested by European legislators, was aimed at evaluating the risks that a digital currency,

On the one hand I feel stupid asking what I think are the obvious questions. On the other hand I don't feel stupid because there's no way a lot of people know the answer to these questions:

Is this "digital currency" actually just the Euro? If it is, aren't the Euros in bank's computer also digital? And why are these things given as understood by everyone when journalists write about the subject?