quality10

It doesn't make any sense unless you count human labour costs at $0/hour.

You take $10 of taxes and $10 of work ($20 total), and give $10 to the worker.

But maybe 50% waste is still better by order of magnitude than average government projects.

Losing money in bank is not theoretical. I have to pay income tax, just because I receive money through bank account.

Using bank means paying

- income tax and insurance

- debt collectors

- fines

Any mistake can result in astronomical fines and wipe all savings.

If I earn less than minimum wage, I have to pay 100% tax or more. That's because there is minimum monthly social benefits contribution.

With cash and bitcoin they never know if I have money.

Maybe foreign bonds and offshore accounts are good solution for storing money.