pheug

Strangely though, this kind of education arbitrage doesn't seem popular among americans, i wonder why... it makes perfect economic sense in light of current US college prices.

https://www.srf.ch/news/schweiz/2500-franken-fuer-62-kilomet...

This is nearly impossible in Europe except by extreme luck. Enjoy your 40+ years of sub 40h/w work ahead of you with slightly longer vacations. While I can have a life long vacation after my 30s. Perhaps even spending it in Europe.

Choosing AGPL is a great way to isolate yourself from any collaboration with that community

The 447 results you paged through are just the most relevant docs for your particular query ("apple" + country) and Google doesn't bother retrieving any further. Your use case of finding all the pages with the term "apple" is simply too rare and too expensive to support and they don't optimize for it.

If you try different query variants apple + something with different locales (&hl=) you'd get very different top NNN results.

But yeah, estimated result count is still a big lie either way

Bonus is not guaranteed only if you're about to get fired. Even lowest ok performance grade at google (CME) will get you 15+% bonus. But it's not a whole lot of money anyway. Stock is where you make bank.

> Stock maybe but you can't pay the bills with that

Only at private companies. FAANGs are all public and their stock is as good as cash. You can trade it for raw cash any moment the stock market is open (except during trading blackout windows before earnings) and pay your bills with it

> If it comes down to it, maybe I’ll move into hardware design.

Hardware jobs generally pay less than SWE, you'll lose even further on the monetary aspect.

You need your own domain and set up GSuite Business account on it or a subdomain. Included in the offer: Google Drive - Unlimited cloud storage. The "or 1TB per user if fewer than 5 users" bit is not technically enforced. Even if it were, I think $60/month is still very competitive if you need to store dozens of terabytes.

Sticker price currently $12/month but there are also discounted offers available if you look for them

On the thread's subject, I use rclone to access it - works great.

And there are talks in the air that other countries might follow the suit to buff up their state coffers - https://nomadcapitalist.com/2020/05/12/citizenship-based-tax...

But big SV money? I wouldn't be so sure. Ageism is rampant in tech. FAANGs love their coders young, in 20's-30's. Also the dollar saved earlier in life is worth exponentially more later thanks to compound interest

There's no better place to solve your financial problems than in SV in your 20's.

My recommendation is to just get a 4K 27". Much more options and similar enough PPI, you would hardly tell the difference. Well, you won't have the perfect 2x scaling without stuff looking too big, but most desktop environments today support fractional scaling and/or you can play with your font sizes. I have 2x scaling now on 4K 27" with smaller font sizes, stuff looks about as good as what I had on 5K.

Also, just so little companies is very risky. E.g. if Tesla flopped you'd probably underperform

Storing high resolution (1080p/4K) videos is another big spacehog

From what I could quickly find online (correct me if I'm wrong), the theoretical maximum pension you can get today is 3034 EUR/month, starting from the age of 67. With current life expectancy you're going to enjoy it for only about 15 years on average. To get it, you need to work for 45 years straight earning at least 82800 EUR each year and paying whopping 18.6% of that (incl. employer part) for the privilege to be part of this amazing system.

Let's look at net present value as of retirement age of both sides of the equation:

  for r in [1.07, 1.05, 1.012]:  # discount factor
    for y in [15, 30]:  # years to live
      print('%.3f %d %.0f %.0f' % (r, y, 
            sum(82800*0.186*r**i for i in range(45)),
            sum(3034*12/r**i for i in range(y))))

  #discount factor, years to live, NPV contributions, NPV payout
  1.070 15 4400768 354813
  1.070 30 4400768 483414
  1.050 15 2459510 396798
  1.050 30 2459510 587664
  1.012 15 911856 503038
  1.012 30 911856 923662

You mean that people pop kids so that those kids would feel obliged to take care of them when they're old? Yeah, that's one legitimate retirement strategy. It's very popular in poor countries e.g. ex-USSR where I'm from.

Personally I'm more of a fan of US-style self-made retirement. It's easily possibly working in tech in the US, a 10 year career basically guarantees you financial independence here barring any major set back (like divorce). But not so in Germany and much of Europe.

> 2. home ownership is very low

Isn't that roughly same as saying people aren't wealthy enough to afford one? So if you "control" for this factor, you're just selecting the richer subset of people.

Instead they'd offer people to work for a year in Canada or Europe and then import them on L1. Advantages: it's not subject to quotas and lottery like H1B, and (a plus from employer perspective:) ties the person to the employer, so they ain't job hopping anywhere for a while.

Another thing, Google has an exceptionally strong balance sheet and can weather this recession for many years if need be. They're not going bankrupt any time soon. You don't go and just short such companies when there's still plenty of leveraged junk out there.

That would lead to lower ROI as operating costs are increased to serve those extra users. Sure, with more users they'll serve more ads, but as total spend by advertisers is shrinking those ads will go off at bargain prices, it's simple math.

If this fails, there's still Options Clearing Corporation managing $120B+ collateral and acting as ultimate guarantor for option contracts.