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o-0

I'd bet my money on ripple instead of stellar. RL is more professional and has much better personal resources. From Stellar Foundation I've seen only a chain of fails - initial distribution using facebook, modifying consensus and blaming RL for breaking it, STR auction, promised&undelivered STR distribution to BTC&XRP holders, community communication, mccalebs secret bitcoin projects revealed as just a ripple fork with no real innovation..