notafurry

Based on the number of people who are absolutely certain he wouldn't be involved, the circumstantial evidence suggesting he wasn't, and the lack of any solid evidence that he is, I think the smart bet to place is on this being Swatting.

In other words, AlphaBay goes down, FBI analyses information and determines Mr. Redacted was responsible for Kronos. They arrest him, and in interrogation, he decides to blame someone else for anything they can't actually prove is him directly.

The difference is, you don't actually own your CC. You have physical possession yes, you can manage various aspects of it yes, you can even turn it off if you desire - but you don't own it. The bank does. The bank controls the card far more thoroughly than you do, including rights to create, replace, remotely destroy, cancel transactions, etc. You have the physical card and you can use it, but all of the permissions you have are rights granted to you by the true owner of the card - the bank.