maya_lemonade

Hey, It's not necessarily more a deterrent than giving cash back. 1. we are not yet legally allowed to give money back to our users (but we're working on it) 2. some behavioral economic theories actually suggest that cash is less an incentive than other more altruistic incentives. Once our give back to consumers will be active- I'll guess we'll be able to put our theories to the test- hope this answers your question

Hey, this is Maya from Lemonade, we believe people are inherently good and when faced with the option of embellishing their claim and pocketing more money or claiming what they deserve and make sure their cause receives the extra money left- most people (we hope) will choose the latter.

Hey Gruez, Regular insurance companies have an expense ratio of 40%.

Thanks xerophyte12932!!

Hey nerdponx! This is Maya from Lemonade ; ) Please send us the correct email address you want us to use for your policy and we'll update it ASAP. Also- you can call Lemonade even if it's not an emergency and someone from our customer care team will answer and help you out. Hope this helps