lushdogg
This is an existential issue.
I own two houses, both mortgages paid, make 150k as a family and would need to save for decades to put a down payment on a detached home in a far away suburb of Ottawa.
People who didn't own a house a few years ago bought too much house for fear of being priced out of the market and now their mortgages are coming up for renewal...can't pay it so the banks are doing 50-90 year mortgages!!
Got laid off in 2020 during Corona. Jumped ship from private to government. Went from 185k US to 120K CAD.
Substantial drop in purchasing power and ability to buy a house. I love my country but it feels like it has become openly hostile to staying in middle class. Scary stuff. I can provide more details if anyone is interested.
System76 if you here can you switch chassis :) ?
Some other cool resources for NES:
Even more important is not letting your team get boxed into fixed scope and fixed time as you can increase velocity some but increases to velocity are usually the most over-estimated in my experience.