kennystein
You identify the pain as people "shouldering any weight their (sic) not obligated to shoulder." Specifically, you point to early termination fees for cell contracts.
You're on the right track, but you aren't there yet. A person becomes obligated to pay an early termination fee if they contractually agree to pay such a fee. The problem you identify is illusory, since anyone who agrees to the provisions of their cell phone contract, ARE OBLIGATED to such. The problem is that people generally lack the interest and the education to READ the terms and conditions of the contract.
Unless you have a solution that will invalidate early termination fee provisions, your approach appears to be futile. Any other solution will require cooperation from cell companies. Given your choice of "cellbreaker" for a name, you aren't thiking about gaining their cooperation. You're thinking as an antagonist.
I've spent the past couple of years clarifying the issues that you are beginning to identify and if you have a technical background (i.e. development) I'd be interested in talk with you.