karakot
Re:U.S. unemployment rose in November despite job gains
on Tuesday December 16, 2025 @06:52PM (#46296399)
There is an MLR (Medical Loss Ratio) rule; essentially, an insurer can keep 20% of premiums they collect. So in order to increase profits, they have to inflate premiums; in the end, 20% of $1,000 is much better than 20% of $100. And that's the reason hospitals charge $50 for an ibuprofen pill. There are other tricks like vertical integration (an insurance company owns a medical provider), quality improvements, etc... But in the end, it's an optimization game — max(users * premium_cost) — and that's why for-profit medicine/insurance sucks. (Now, spend 1% of all collected premiums for lobbing, to make sure the system keeps working lol).
Re:U.S. unemployment rose in November despite job gains
on Tuesday December 16, 2025 @12:48PM (#46291668)
Aaaaactually, it's the other way around: the insurance is the only reason it cost $58K.
Re:YouTube caught making AI-edits to videos and adding misleading AI s...
on Friday December 05, 2025 @11:29PM (#46170691)
Slopification. On a plus side, I'm more offline later.
Re:Why 90s Movies Feel More Alive Than Anything on Netflix
on Wednesday November 26, 2025 @04:11PM (#46062357)
NFLX series and AI slop are converging fast.
Re:X Just Accidentally Exposed a Covert Influence Network Targeting Am...
on Monday November 24, 2025 @11:53AM (#46036142)
Agreed comrade, only goverment sanctioned communication should be allowed.
Re:USDA head says 'everyone' on SNAP will now have to reapply
on Friday November 14, 2025 @06:56PM (#45933606)
I hate this common trope about health food costing more. Beans, lentil, rice, potatos, carrots, onions, cabbage, garlic don't cost a lot, add some additional cheap proteins like chicken and eggs and you're good to go for like $50 or less per week per person. And if you can buy in bulk and freeze, then it can get even cheaper.
Re:Universe's expansion 'is now slowing, not speeding up'
on Thursday November 06, 2025 @04:22PM (#45840604)
What does 'now' mean here?
Re:"I may have found a way to spot U.S. at-sea strikes before they're ...
on Thursday November 06, 2025 @11:58AM (#45837346)
And even if they are, where does it say that drug traffickers should be executed on the spot? Furthermore, where is the law that punishes drug trafficking with death?
Re:Rivian's Also E-bike is like nothing you've ever seen
on Thursday October 23, 2025 @11:55AM (#45683333)
When school ends, I often see middle and high schoolers riding cheap (and extremely fast) e-bikes through the neighborhood, frequently blowing through stop signs and generally breaking every road rules. So it's just matter of time before it all gets over-regulated.
and by a cheap bike I mean something like these "bikes":
https://www.amazon.com/Electric-Suspension-Motorcycle-Batter...
https://www.amazon.com/Qlife-Adults-1500W-Suspension-Motorcy...
Re:The great software quality collapse or, how we normalized catastrophe
on Thursday October 09, 2025 @02:16PM (#45531184)
I wonder how it's different from when a collegue sends you an llm PR.
Re:Constitent Hashing
on Friday October 03, 2025 @11:13AM (#45463906)
Does it really matter? Here, n is a very small number, which is almost a constant. I'd assume the iteration over the n space is negligible compared to the other parts of a request to a node.
Re:ChatGPT Pulse
on Saturday September 27, 2025 @02:13AM (#45393540)
Yeah, they even don't need devs to release it, Altman can just ask ChatGpt to write it for him. lol.
Re:Suno Studio, a Generative AI DAW
on Saturday September 27, 2025 @01:33AM (#45393388)
I do care, in fact I started bying vinyl and CDs again. I will not consume AI slop.
Re:Suno Studio, a Generative AI DAW
on Saturday September 27, 2025 @01:29AM (#45393377)
same, I listen to a synthwave playlist on spotify, and once it ends spotify starts playing 'similar' music and at that point I just start feeling gross.
Re:2025 DORA Report
on Tuesday September 23, 2025 @02:35PM (#45351038)
well, just assume it's an IDE with 'smarter' autosuggest.
Re:AI-Generated "Workslop" Is Destroying Productivity
on Monday September 22, 2025 @07:15PM (#45340808)
To leverage that hacker ethos for maximum synergy, you'll need to empower a holistic and agile mindset. This allows you to pivot toward a disruptive paradigm and monetize your scalable core competencies across the entire ecosystem.
Re:$100K fee added to H1B applications
on Friday September 19, 2025 @11:14PM (#45309975)
There is no way around it, you either outsource or lose (and they already outsourced almost all factories). Companies will move HQs to India and "outsource" some operations to the US.
Re:Yes, Jimmy Kimmel's suspension was government censorship
on Thursday September 18, 2025 @01:38PM (#45292582)
When you get cancelled by the goverment it's censorship.
Re:Scammed out of $130K via fake Google call, spoofed Google email and...
on Tuesday September 16, 2025 @11:34PM (#45271344)
https://www.microsoft.com/en-us/research/wp-content/uploads/...
``` By sending an email that repels all but the most gullible the scammer gets the most promising marks to self-select, and tilts the true to false positive ratio in his favor. ```
Re:Scammed out of $130K via fake Google call, spoofed Google email and...
on Tuesday September 16, 2025 @11:28PM (#45271296)
I just put it into subject and that's how it looks like in my inbox
minimal efforts, won't pass any scrutinity but someone panicking might miss it.
Thanks OP for the thread, very enlightening.
Re:Postal traffic to US down by over 80% amid tariffs, UN says
on Sunday September 07, 2025 @03:24PM (#45161349)
No, all that useless shit will be sold by wal-mart etc, instead of thousands of small businesses.
Re:More and more people are tuning the news out: 'Now I don't have tha...
on Sunday September 07, 2025 @12:45PM (#45159789)
trying to follow http://aaronsw.com/weblog/hatethenews
it helps
Re:I made a drive to store files like 40 years ago –.but for ants [video]
on Friday September 05, 2025 @11:20AM (#45139608)
Thank you for posting it, made my morning.
Re:U.S. government takes 10% stake in Intel
on Friday August 22, 2025 @05:42PM (#44990186)
Da, Comrade!
Re:Show HN: Fractional jobs – part-time roles for engineers
on Tuesday August 19, 2025 @02:06AM (#44948703)
race to the bottom.
Re:
on Monday August 18, 2025 @11:12PM (#44947892)
How is it related to HN? Why don't we discuss pedophiles from other countries?
Re:AI Is Different
on Saturday August 16, 2025 @03:13PM (#44926140)
As someone who keeps 401k 100% in sp500 that scares me. If the bubble pops it will erase half of gains, if the bubble continues then the gap(490 vs 10) will grow even larger.
Re:H-1B Visa Changes Approved by White House
on Wednesday August 13, 2025 @07:40PM (#44895192)
or it will move remaining jobs from the US to India.
Re:AI industry horrified to face largest copyright class action ever c...
on Friday August 08, 2025 @03:39PM (#44840850)
well, if they're not allowed to do crime in the US, they will outsource it to other places.
Re:TSMC says employees tried to steal trade secrets on iPhone 18 chip ...
on Tuesday August 05, 2025 @07:35PM (#44805844)
ha-ha, thanks, makes sense.