johnthesecure
Importantly, I don't think many people would say that <45% carbs qualifies as "Low Carb". 20% or 26% carbs is a more typical threshold. For example: https://www.ncbi.nlm.nih.gov/books/NBK537084/ https://www.aafp.org/pubs/afp/issues/2006/0601/p1942.html
I have many automatic payments (credit card, telephone, utilities, etc) from a transaction account. I also have a loan with redraw, and I want to have most of my funds keeping the loan balance low, but I don't want my transaction account to go negative. So I need to forecast future transactions.
Future transactions may be annual, monthly, four weekly, two weekly, etc. It's a real mess. Some are easy to predict accurately, others can only be estimated.
I have a column to keep track of which future transactions are predictions/estimates/allowances, and which ones have been confirmed.
I also have a column to keep track of which transactions have been reconciled with the bank. (This is currently a manual cross-checking process, since my bank doesn't have API access.)
My preference would be a text-based system (https://plaintextaccounting.org/), but haven't found one that neatly allows estimates of future transactions that can be modified once the details are known.