hexointed

Yeah, maybe that's the way to go. I could be up for joining such a venture maybe

My experience generally is that avoiding both Google and Apple is pretty difficult. I've been running both un-googled android and trying out the pinephone, and while it's generally been technically feasible to run BankID together with microG, it's definitely not officially supported, which you'll notice immediately as there's no official way to download the BankID apk. I also found out that setting up an new ID isn't currently working with microG when I bought a new phone a few weeks ago, so I'm still stuck with the old one for now.

I'm also kind of at a loss for how to work this situation, living without Swish and BankId is certainly possible, but it's incredibly impractical, and continuously getting harder. I think we should be allowed to choose whether to agree to contracts written up by private companies, but most people don't seem to care.

Or some of the dinosaurs survived just by luck, even though they may have been disadvantaged compared to non-dinosaurs

I believe that monad transformers can be used to solve this issue.

I'm currently studying in Sweden. I think mack73 comment was slightly exaggerated.

- Health care insurance is not (as far as I know) provided by your employer.

- If you take the maximum amount of student loan from CSN (http://www.csn.se/en/2.1034), you'll end up whith ~70 000kr debt per year

- Swedish law mandates 25 day of paid leave per year for a full time employee. https://lagen.nu/1977:480 (in Swedish)

- We have parental leave with some compensation for 480 days, you can find more information here: (http://preview.tinyurl.com/ktgsyyg)