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Yes, it matters a lot. Word/Excel files are actually a zip archive containing many files and sub-directories. Can you imagine people working with exploded Word files, sending over mail and WhatsApp complete directory trees?
If you really care about security maybe it's better to get a really dumb 4G phone and share it's connection with a Linux small form tablet (but not running Android).
Of course, inconvenient as hell, but much more secure, especially since you are not running the iOS/Android mono-culture, so for anyone to target you it would require customized service.
That's not why Apple is skittish about this. Any action from them would invite the question "What about China?". And Apple loves China('s money).
If you pay for it, you are still the product.
You are always the product, phone carriers you pay monthly contract to collect your location data and sell it, TVs spy on your TV watching, Netflix/Spotify/... record everything you do, you will be monetized even if you already paid.
Parents should be jailed if they fed them cakes.
One thing I noticed is that people who are for banning soda or alcohol are surprisingly for legalization of soft and hard drugs.