chawco
Essentially we are even closer than many people think in terms of history, but Canadian identity was seeded from the beginning with the idea of rejecting being "American". We are indeed your closest brothers and sisters because of history, but it's no quirk at all that we're separate -- it's the entire reason we stayed separate at all.
You can also see the reverse play out -- what would become Alberta was settled by large numbers of American colonists moving to Canada, and to this day you can see the cultural impact of that in the politics and world view from the region.
Add to that the fact that missing a credit card number is way higher stakes than missing something like a zip code, you can understand why something like this is just not acceptable in a product like this, with the resources Microsoft has at their disposal.
First off you’re spot on with the name — what a terrible decision. Secondly because the name doesn’t tell you anything about who they are or what they do they needed to have advertising spots that got that across quickly. Except for some completely inexplicable reason they ran ads from a show about a mobile app, requiring you to watch for over a minute (!) before realizing the spot was for a show, not for some new app named Quibi. I literally saw their ads dozens and dozens of times before accidentally letting it run long enough to figure out what the hell it was. Did they recruit marketers from Microsoft or something? They’re the only other people I’ve seen capable of causing that degree of product confusion in marketing decisions.
Next, where the hell did the focus on short form content come from? If anything the trend has been for longer and longer form content as seen by the success of HBO, where a shorter medium (cinema) has moved into a longer form medium (television) in order to tell the stories they wanted to tell. Given the focus on celebrities I’m sure I wasn’t their target audience, but what mobile-first audience WAS the target anyway? Why wasn’t YouTube serving their needs? Why weren’t there production companies making and promoting this form on YouTube and other platforms already? The mind boggles. The whole thing reads like a bunch of amateurs with too much money.
See: https://www.youtube.com/watch?v=aoNOVlxJmow&t=1008s for a flight sim recreation of this situation on an NG.
Everything here seems to be that exceptional pilots can (and did) save the situation, but that it's not straightforward even with training.
And it went extinct, and a we’re not quite sure why. Plants can be very useful and not survive attempts at cultivation before going extinct in the wild. It doesn’t need to get more complicated than that.
When it was time to look (mid 2014), we were pre-approved for an irresponsible amount (very low debt load, don't own a car, etc), took that number and cut a few hundred thousand off, and went looking for somewhere where we could put more than 10% down. When it came time to do the mortgage, which was admittedly handled by a family friend, they arranged to float a top up to 20% to skip CMHC fees (we end up paying the bank a few thousand in interest, but save tens of thousands we would've had to pay in mortgage insurance). All said and done, the mortgage plus other financing costs us about the same as a nice studio apartment in San Francisco. In about 3 years we'll have the extra financing paid off, and our mortgage will cost us less than sharing an apartment in SF.
As far as lifestyle/savings goes, not really. My wife has always been a great saver, plus while her current gig is a bit stodgy it does come with some old fashioned benefits (like a DB pension along with a DC pension on top). We go on frequent trips, enjoy dinner around the city on a regular basis, and other things.
edit: I'd also like to add that you have to be picky, and be picky about the right things. Our place had some cosmetic damage and beat up appliances included (cheap things to fix, relative to the price of a house). We only paid a bit more than $100k extra for a 3 bedroom freehold townhouse (no condo fees, we own the actual land and building) compared to a 2 bedroom stacked townhouse that was literally half the square footage and came with a $400 monthly condo fee in the same neighbourhood. That was a new build, while ours was from 2009, about 5 years old at the time. Several of the other units in the complex have sold since we moved in, at hundreds of thousands over what we paid for our unit just 2 years ago. It feels like the market was discounting some easily fixed issues with appearance at a huge premium over the actual cost of the repairs and new appliances. The listing online was also DREADFUL. It really looked terrible in the online photos compared to an in-person viewing.
Part of it is cultural -- I feel like people are friendlier here in general (although the difference isn't so great in the bay area), even in the bigger cities.
Part of it is really hard to describe -- there's just something that feels grimy about American cities in general. By comparison virtually every Canadian city I've been in feels much cleaner than every american city I've been in. San Francisco and New York can feel particularly bad -- I never smell human urine walking down the street in Toronto, but it's a regular occurrence for me in San Francisco.
Then there's the homeless situation. Toronto is by no means free of homeless people, but the problem seems to exist on a completely different scale than it does in San Francisco or New York. It really makes a big difference in how you experience a city, for me at least.
As far as New York goes, I'd argue it's less liveable than Toronto (or at least it was nearly 10 years go). It's much, much more expensive, much busier (obviously), and probably has the best amenities of any big city anywhere in the world. That being said, I'd also argue that it's less cosmopolitan than Toronto. New York is among the most cosmopolitan cities in the world of course, but I think Toronto beats it. I could be convinced otherwise, but in my experience Toronto is simply the best with respect to diversity, interesting people interacting and getting along, and being a fantastic mix of cultures from literally all over the globe.
Then there's the expense -- the likelihood of me being able to own a 3 bedroom house in Manhattan doing what I currently do is zero. It just isn't happening. In Toronto I live only about 3km from the financial district, and I can get to my office in an Uber in under 10 minutes. I'm at an age where I'm starting a family, and I live in a very family friendly urban area -- there's even an elementary school on my street.
And yes, bay area level salaries are hard to come by here -- I was earning one when the exchange rate was closer to parity a few years back, and subsequent pay adjustments have not kept up with the weakness of the Canadian dollar since the collapse of the oil market. The salaries are lower, but they're nowhere near half. And that's fine, as I'm still paid very well, and my standard of living is unobtainable in New York or San Francisco without earning substantially above market rates in either market.
While the tech scene isn't as hot as the other regions you mentioned, it's still strong. Very strong. It's also starting to be noticed by the bigger players (with Google and Apple both investing in the region). Currently I'd say the biggest weakness for tech in Toronto is the financing side, with the traditional financiers being very focused on revenue and getting cash flow positive early in a company's cycle (a very Canadian, risk averse business culture), as opposed to the riskier but higher reward models favoured in the valley. But the greatest strength is easy to spot: the city itself.
It would be easy to argue that Toronto is the most cosmopolitan city in the world. The standard of living and quality of life are very high, and widely recognized by publications such as The Economist. The diversity in the city isn't just surface deep either: Toronto boasts one of the most diverse economies for a large city in North America. The strong tech industry sits aside a very strong finance industry, media industry (tons of television shows and movies are produced in Toronto), fashion industry and others. The way I like to explain it to people is that Toronto is not the best at anything -- but it is among the best in almost everything.
So there's lots of work. The other ingredient is that there is also lots to do. The strong cosmopolitan nature of the city means a dizzying array of options for dining. Those options are not just the affordable "ethnic food" you typically think of, but run the full gamut from affordable and delicious to some of North America's best fine dining. To that you can add world class museums, excellent (if under built) transit, many interesting bars and cafes, housing that's quite affordable compared to the bay area (I own a townhouse close to the city centre), hot summers and reasonably mild winters, government provided universal health care, and so on and so on.
So yes, people definitely do move here to join the tech scene, but not people whose ONLY consideration is the work they do everyday. That's an important consideration -- perhaps THE most important consideration when looking for a place to live, but it should not be your only consideration. Once you start to add in the other factors Toronto looks fantastic.
Learning that the giant VAB sitting there was constructed for one purpose: Building a Saturn V. Learning that the crawler that moved the craft around were built for one purpose: Moving a Saturn V. Then moving on to the most interesting part of the tour, not the shuttle sitting out there on the pad, but a giant warehouse with a Saturn V on its side inside.
Everything seemed to be in a slight state of decay -- not entirely neglected, but definitely from another age. The age of the Saturn V. The biggest impression I got from the whole experience was both awe inspiring, and sad: Apollo was NASA's zenith, and the future doesn't look quite as bright as those days in the 60's.
I'm hopeful that I'm wrong, but every part of the experience reinforced in me the belief that NASA's glory days had come and gone.
Frankly, someone saying they don't know something lends credibility to the things they claim to know, as well.
When you can't win the game, change the game to one you can win. The trick is making sure it's still one worth playing.
I do think a language got this system right -- conditions and restarts in Common Lisp solve this problem very well. I'm a bit perplexed that I haven't seen this model adopted a bit more widely in the programming world, particularly given how much of a headache exception semantics are.