brianmc21

This guy knows real estate.

It isn't an efficient market. Efficient markets have very little to no alpha. Real estate has been my best side job ever. Currently looking at a 40% annualized returns since 2015. All thanks to the same principals used to invest in public fixed income and equities.

Currently working in asset management and the trading rules are a killer. I used to trade options on equity indexes and commodities. These were the only derivative products I could trade short term (less than 30 days w/ profit). It would have been very beneficial to not have to deal with tons of overhead of talking with compliance every week about what each security was because it wasn't in the database.

Even when buying individual equities I would get emails indicating my trades were flagged for further analysis. It isn't enjoyable to be good at managing money but unable to do so without fear of punishment.

Even though I follow the rules, the process made it too difficult to manage. It is a real opportunity cost because in order to invest aggressively I would have to quit.

As someone who lives in Massachusetts, I can wholeheartedly agree. The MA governor just banned vapes for 6 weeks or so then the legislature created some new laws and a hefty 75% tax. They banned menthol cigarettes and flavored vape juice. We are literally right where we started but with a bigger tax on vaping products.

Now we can have a menthol cigarette and flavored vape black market. So much "progress"...

Edit: I don't vape so I have no personal skin in the game just willing to call out politicians.

I am aware... I work in old school financial services there is more red tape and politics with these types of things. I am merely stating what our plans are. We don't really use Java for any new development on our team so the easier solution is to just avoid it. There is a big team that will need to switch over but that isn't our problem.

The long short of it is we aren't a booming industry and we do it for the money so one less vendor we have to send a 7 figure check to will only increase the bonus pool.

We were told not to download any new versions of java due to oracle trying to extract money for it. Basically we are going to do the same.

Purge every oracle product slowly but surely

Location: Boston, MA

Remote: Optional

Willing to relocate: Willing to relocate to Seattle, SF, LA and Portland, OR

Technologies: Javascript, Node/Express, React/Redux, D3/Data Visualization

Résumé/CV: https://www.linkedin.com/in/brian-mccann-96290542

Email: bmcc2123 at gmail dot com

Quick Background: Currently working at an asset management firm in Boston, MA. I am developing custom high profile applications for traders, portfolio managers and analysts. I am considering opportunities in Boston or on the West Coast. I am open to working at non-financial firms, but I have a strong background in both finance and technology.

My original post agreed with the Pew data. Most people would most likely be happy having children.

I am aware of this bias. My Grandmother in law is blunt about never having wanted children where as lots of people are just complaining due to stress. That is why I give more weight to people who have fully raised children and are no longer stressed out by them. My anecdotal evidence is similar to Pew.

My boss complains all the time but I know he doesn't regret it even thought he looks like he got hit by a train some days.

I prefer to focus on regret rates among childless men with vasectomies who had their operation after the age of 31. I say this because not having children =/= not wanting them at 45. There could be a lack of money, a partner, fertility issue etc that could all lead to this situation.

Plenty, my wife is a nurse and plenty of the women explain how they had one and then just never wanted another one after because of regret. The nurse closer to her age straight up says it. I got plenty of warnings from coworkers about having children and most of their wives pick up most of the slack. If you are gushing about your kids no one is going to open up about a taboo subject like that.

That is just one of the many reasons I don't want kids. I have plenty of functional health issues that make keeping on weight a chore never mind a pain free day and yet again that is just the tip of the iceberg.

I feel as though having children will make a lot of people very happy. But there is also a significant part(>1%) of the population that would be miserable.

I believe a lot of the unhappiness is often from someone who was pressured into a choice they didn't critically think about or didn't want but caved in. Even if the pool of people is small the experience could be quite negative. Where as all the people who always wanted them will be happy.

I took care of my brother and sisters a lot as a child and it made it very clear that I never wanted children.

Also consider the fact that even if you do support free speech speaking out against censorship of a terrorist organization is only going to lead to blowback because you are supporting the enemy.

I didn't downvote. I am genuinely curious as it is one of the places I am considering moving and I know I don't know anywhere close to as much as I do about Boston.

I think everything is relative. If you compare housing in Boston to Seattle. Seattle looks brand new because the vast majority of houses in the Boston area were built before 1970 and there are a lot of original features you don't want in Boston houses. If you compare Austin to Seattle then Austin seems brand new because it is.

If the taxes in Washington aren't great than I am more inclined to just go to CA.

Seattle homes looks brand new compared to New England, and our taxes(MA) appear to be higher and our weather you could say is similarly bad but different if not worse. We also have a lot of jobs which pretty much drive everything.

I am curious about the tax side of things. What taxes in the Seattle area are high or increasing. I am asking because I am considering moving to the west coast.

When your company is worth a billion and/or very profitable then it might be arrogant otherwise I don't really see the CEO as some higher being. Personally, I know more about accounting, finance/markets and economics than most tech startup CEOs that I have met.

If I have learned anything from startups it is that anyone who can talk a good game can raise money (fyre festival/theranos).

As someone who is going to be childfree I think it is a preference thing. While I don't understand why someone would want kids I still accept it as a value in society. People often look at me like I am crazy when I express my intent not to have any children so it goes both ways.

Decided actively I don't want children at around age 30. Married, and currently seek a vasectomy so my wife doesn't have to be on birth control and I never have to worry about having a child ever again.

I felt like that at my previous job(startup) everyone was very progressive and if you disagreed with any progressive ideologies you would be socially shunned.

Being rather moderate (which is a republican in my state and I am slightly left of them) and a skeptic you would only be ostracized for thinking anything but what Bernie Sanders or Elizabeth Warren preaches. No one likes someone who questions everything because they see politics as akin to faith.

This propensity to ostracize people only pushes them further away from center because they will only discuss things with people who won't shame them and of course that will be online.

Now I work at a financial firm and we have a lot of liberals and republicans and they are all willing to speak their mind because politics here has nothing to do with who your friends are.

IBM get criticized by a bunch of SJW because they tried to sell STEM to women in a way that hurt their feelings. In a day in age where people are just looking to be offended by something this saddens me.

Even if 1 women became more interested in STEM it would have been a net positive.

I am not sure why making math pink is mutually exclusive with removing the stigma. By being effective it may naturally remove the stigma.

My fiancee would never be interested in making Google, it is just too dry for a lot of people. But she would love to work on more feminine products like jewelry and definitely hair dryers. That is just who she is and appealing to that seems like a logical choice to me.

It sounds like they are marginalizing her interests because they are more feminine.

developed or developing?

Developing is a risky bet. Commodities are down across the board and most of these developing nations depend on them for revenue.

Also the bonds either has to be in USD or you could get screwed due to the strength of the dollar.

FYI bank deposits are insured by the FDIC up to 250k.