bdammeir

As a former Google employee myself, I have a really hard time connecting these actions with the company I used to be very proud of working for.

I understand that reaching the Chinese consumer is a huge opportunity, but drawing the line at refusing to assist in the censorship of 1.4 billion people seemed like an easy line to draw and stick to. If Google won't stand against this, won't the rest tumble? I fear a domino affect that won't be possible to undo.

For the first time in a long time, I am genuinely disappointing at Google and am questioning thoughts I've had in the past of going back to work for them again.

I am the Product Manager for risk/fraud at Adyen and I can speak to our capabilities briefly.

In short, we provide an in-house risk framework that has features ranging from device fingerprinting, network-based transacation linking, Dynamic 3D Secure, velocity/consistency/referral checking, behavioral analytics, and more. We feature both standard velocity-based rules and a lot of unique whitebox ML-based logic that is very open to tweaking and customization.

We are in a fortunate position (being payment platform). This enables us to have access to a lot of the data necessary to identify fraud (raw issuer responses, full visibility on the auth flow, etc.), so we've been able to build a considerable tool-set.

You can see our risk documentation here: https://docs.adyen.com/manuals/risk-manual

And our general overview page here: https://www.adyen.com/home/payment-services/revenueprotect

Feel free to get in touch! [email protected]