amonroe369

Sexual assault from a flight attendant of a chartered flight, who had her masseuse license and would give massages on flights. Allegedly happened while the charter company was doing charters for Space X, Elon tried to get handsy and exposed himself in 2016

Problem is no filings happened until 2 years later and the accusers female best friend got a lawyer and they prepped filings.

I'm not saying Elon is innocent. The accusation, the timing, and the publication (Insider) are all sus. Its fishy to say the least.

Same publication that tried to take down Dave Portnoy of Barstool. He at least had receipts to show that insider and the reporter was trash.

Insider is a garbage publication.

A $250k settlement is questionable though with one of the world's richest men.

Considering everything, Zach and Plaid had to walk back all of your BS about Stripe stealing everything. Under the hood, Plaid lost to MX and Finicity with Stripe, and then accused Stripe of impropriety. Stripe isn't a moral leader in this world by any means. Plaid though? You are even worse because you act smug as an organization.

There were whistle blowers in 2018 who said Plaid did sell data and I am not sure anything came of it. Why collect more information than necessary in your screen scraping? Something is not adding up.

People need to understand what the outputs of some social media companies are. I think Elon is just trying to get governments to pay for using the system to spread, collect, and take action on what is shared.

If say a company like Palantir or Dataminr are connecting in to monitor for some type of activity, Twitter could charge much more for that monitoring. Hedge funds could also monitor or access data on postings to see how a stock is fluctuating.

Twitter has a great concept and high end information based personalities on the platform, but its executed so poorly. Improve the interface, allow most free speech and you have a great population monitoring system that give you real time focus groups essentially.

Facebook/Meta went too big brother, collected way too much information. It was bad. I used to love facebook until 2014 it started turning with all the boomers joining, and the algo changes encouraging conflict.

I think Reddit will really be the next social media platform. It already has, but it uses semi-verified users, and anonymous users (less and less). Its been relatively transparent.

Yodlee is not the lesser evil. I have read through privacy and contracts from Yodlee, Plaid, and MX in the past.

MX as a company, are the real good guys. There is no packaging of data for third party use that has ever occurred. In fact, I'm looking through due diligence packages from MX right now and I can confirm what I am saying.

Yodlee was caught. Plaid was caught. I do not yet know about Finicity.

If I put up a captcha on my OLB/MB login portal, I can stop most plaid traffic because it appears as RPA activity, which would be screen scraping. AND we have one of those Bank API's built that those Plaid shills are talking about.

Theres only two reasons Plaid would keep screen scraping. 1) They are still selling data to third parties or providing insights on data to third parties. 2) it is cheaper for Plaid to screen scrape than API.

MX has the best stability and connections.

Plaid tends to be better for Payments and early stage fintechs.

Yodlee for investments.

Plaid and their lawyers should have hashed it out with Stripe then in RFP. I work for a big bank. If we send out RFP's for a project there's language in there that most providers never look at. It basically says "I can do whatever I want with information in the RFP except give it to your company's competitors."

So if I am working for a top 10 bank, and I see value in a solution, if I cannot get it cheaper than it would cost me to develop it and time is not that big of a factor, I build it myself. If there are no time constraints and vendor can deliver solution at roughly the same cost I can build it for, I built it myself.

My guess as not being part of the stripe/plaid conversations or RFP. Zach's lawyers did not redline or challenge language around processes or IP with Stripe in RFP Agreements and that was likely the biggest downfall.

Plaid does have great litigation attorney's, I mean their class action settlement was only $58 million. So likely, Plaid might get something if there is IP that was protected. It will come out in discovery if a lawsuit gets legs.

Edit: cannot assure, but rumor on the street from peers, they were not the ones to get Chase to build OAuth.

PR is a hell of a marketing tactic.

fair criticism. My points remain. Having talked to Plaid's sales team, not bad people. I just don't trust providers that openly talk poorly of competitors and plaids sales team did that and the CEO of the company is doing it in public.

No they didn't. November 2021 was not that long ago.

"You may be a Class Member if you are a United States resident and you connected a financial account to an app between January 1, 2013 and November 19, 2021....

"This class action alleges Plaid took certain improper actions in connection with this process. The allegations include that Plaid: (1) obtained more financial data than was needed by a user's app"

You seem pretty clueless about your competitors and you are talking poorly, very openly about them here Zach. That is not a good look in any way and reflective of a poor corporate culture.

If MX and Finicity are aggregators of aggregators, that would still mean Plaid would benefit, right? Maybe you (and your sales team) do not know your competition.

Publicly airing grievances as well against Stripe, who you could potentially partner with in the future, reflects an underlying toxic corporate culture at Plaid. I do not think Stripe will likely ever want to do business with you after this and prevent others from doing the same. I have never worked at Plaid, but I am not inclined to want to work with you based on what we are seeing here. Plaidsettlment.com