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aksnsman

Re:Margin Debt Surges 9.5% in June to Record High on Thursday August 21, 2025 @11:27AM (#44973992)
> Inner cities and specific (relatively uncommon!) rural areas

Rural areas are not the issue. Inner cities are not the issue. In America, % African American is the common factor. Overlay your map (at least for the east coast) on % black population.

I’m not saying this to be edgy or divisive but both the data and anecdotal experience agrees on this.

> well specc'd CRUD endpoints

I’m really tired of this trope. I’ve spent my whole career on “boring CRUD” and the number of relational db backed apps I’ve seen written by devs who’ve never heard of isolation levels is concerning (including myself for a time).

Coincidentally, as soon as these apps see any scale issues pop up.