adrianmpc

Actually I think the above statement is correct. If the U.S. was a pure democracy, the will of the people would be ultimate. As a constitutional republic, the constitution is ultimate, and in the U.S.'s particular implementation of the republic, the will of the people would mandate a law, and the supreme court would determine if that law comports with the constitution or not.

Something that pipelines charitable donations through micro-financing. Say someone needs a payday loan, and Bill Gates is going to donate a billion dollars to some charity. Instead, that person gets the loan with no interest or penalties and sets up a payment plan with that charity for the amount. Should create more efficient spending patterns for low-income families, particular those that encounter short-term deficits, while still getting the charities the same amount of money in the long run.