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Most banks offer a fixed rate for an x number of years while you pay your mortage in 30 years.

The lower x is, the lower the interest you pay during those years.

For example, banks can offer the following loans: - 20 year fixed rate at 1.30% - 30 year fixed rate at 1.42%

So there is a possibility to gamble with the interest rates while still having a "fixed" rate.

I was looking into this but I have not found a satisfying solution.

I ended up buying a Garmin Venu SQ with the following plan: - Use the Garmin Connect app without giving it permission to upload data. This makes the app basically useless expect for managing some settings and creating custom workouts on the device. - Use workoutizer (a pip package) to process my activity data. Workoutizer should be able to import the files from the garmin device and create some nice visuals from them. - For non-activity related data (ie. Sleep and continuos hearth rate monitoring) I am considering two options: 1) Ensuring that Gadgetbridge has support for the Garmin device. 2) Extending workoutizer so that it can also process other kinds of data (assuming that I can fetch that data directly from the device as well).

For a more user-friendly alternative you might look into devices that are already supported by Gadgetbridge (my other option was buying an Amazfit GTS 2e which is already supported by Gadgetbridge).

Still, I was bumped that there is not option that allows this out-of-the-box. But I think that I can get it working for me, without having to upload all my data to Garmin :)

It supports the FIDO2 standard so if your password manager supports FIDO2 it should work :)

I (premium user) have just tried this with my girlfriend (free user).

I can add her as a emergency contact and she can accept that. But she cannot add me as an emergency contact since it is a premium-only feature.