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The horse armor wasn't evil in any way, they haven't really joined into the microtransaction mania and if they hadn't been the first someone else would have.

The last time I went to rent a vehicle I got denied due to my credit (lack of, I pay cash for everything so have nothing on my credit reports).

This despite the fact that I had been renting from this _same exact place_ for years prior. I was so enraged by this I said fuck it and went and purchased the vehicle (with cash) I was planning on renting and it will be a cold day in hell before I ever rent a vehicle again. How many industries are so anti-consumer and still in business?

In many ways, covid has emboldened a lot of companies to behave in shitty ways.