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If you live in Hayward, do you happen to know how much the insurance costs?

Hard to get a quote without providing an address. And I don't want to someone to get spammed by an insurance seller because they listed their home for sale and I used it to get an insurance quote.

I don't see any basis for what you are talking about anywhere in AirBNB's policy: https://www.airbnb.com/help/article/1405/airbnb-s-nondiscrim...

AirBNB lists several specific types of discrimination their policy forbids - discrimination against "locals" is not one of them.

https://www.airbnb.com/help/article/1405/airbnb-s-nondiscrim...

We have had this debate in the US. We determined that that you can discriminate against people for most random reasons, but if you run a public accommodation there are several specific reasons you can't use to discriminate.

You can frequently get a room on AirBnB for a lot less than 20% off the price of a hotel. Often you're getting prices that are comparable to a bunk in a hostel, but for a private room instead. 20% taxes are not enough to account for this. The actual difference in price is due to changes in the capital and labor structure. Lots of people are renting out spare rooms that would have otherwise been empty, spending a few extra minutes making beds they would have made anyway.

I'm 24. Guess I should buy a shitty condo in Hayward with a 15 year mortgage so I'm paid off when the age discrimination kicks in. 40+ year old engineers with prop 13 equity or rent control - I'm jealous.

My bluetooth headphones (sennheiser urbanite XL) skipped on an android phone (LG G4) but work great on an iphone.