Emotionally it does matter. Economically there's no difference between having the $2000 cash and buying 100BTC at $20 versus having 100BTC at $20 and choosing not to sell it.

I would strongly recommend rereading skwirl's post and introspecting on the ways that emotions rather than the hard calculus of the market may be at influence.

I say this as someone who is long on BTC (and purchased right before the last great crash, where it dropped 30x in an instant). I've known the entire time that it's a wild gamble, and having a few coins just in case it becomes absurdly successful sounded fun (it's been very successful for that, watching the highs and lows, talking about it with friends and coworkers, even if it crashed again I've already gotten my money's worth).

There absolutely is. You can't effectively spend bitcoin, except on the exchanges. You can't use bitcoin to buy anything. The only thing you can do is use USD to buy bitcoin and transfer the bitcoin, and have it transferred back into USD by the merchant.

When you exaggerate points like this you undermined the reasonable advice you're trying to give people.

Product and service availability for Bitcoin is very small, indeed, but it's not zero and the point you're trying to make is probably lost on anyone who already knows that you are either exaggerating or confused.