"Just don't be poor!"

I feel like you have missed the entire point of the article.

Even with insurance all these companies will fight with each other to find excuses to say it’s not their responsibility and send you letters non stop saying things like “oh you paid for the van, I’m just the nurse, it’s separate” or “oh yeah you paid for the hallway in the hospital but the ct scan person is a contractor, you owe them 3k”. System could not be more broken